Payment Terms

Last updated: December 2025

These Payment Terms ("Payment Terms") govern all payments made on this e-commerce website (the "Website"). By placing an order on the Website, you agree to these Payment Terms in addition to the general Terms and Conditions.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit and debit cards (e.g., Visa, MasterCard, American Express)
• Online payment gateways (e.g., PayPal, Stripe, Razorpay)
• Digital wallets (where available)
• Other payment methods as displayed at checkout

We reserve the right to add, remove, or restrict payment methods at any time.

2. Currency

• All prices and payments are processed in US Dollars, unless otherwise stated.
• If you are using an international payment method, your bank or payment provider may apply currency conversion fees, which are your responsibility.

3. Pricing Accuracy

• We take reasonable steps to ensure pricing accuracy; however, errors may occur.
• If a pricing error is discovered after an order is placed, we reserve the right to cancel the order and issue a full refund.

4. Payment Timing

• Full payment must be received before an order is processed or shipped, unless otherwise stated.
• Orders will not be confirmed or dispatched until payment authorization is successfully completed.

5. Taxes, Duties, and Fees

• Prices may exclude applicable taxes, duties, customs fees, or shipping charges unless explicitly stated.
• You are responsible for all applicable taxes, duties, and government charges imposed by your jurisdiction.

6. Payment Authorization and Security

• By submitting payment details, you represent and warrant that you are authorized to use the selected payment method.
• We use industry-standard security measures and trusted third-party payment processors to protect your payment information.
• We do not store full credit/debit card details on our servers.

7. Failed or Declined Payments

• If a payment is declined or fails, your order will not be processed.
• We are not responsible for delays or losses caused by failed or declined transactions.
• Repeated failed payment attempts may result in account suspension.

8. Fraud Prevention

• We reserve the right to verify payment information and request additional documentation to prevent fraudulent transactions.
• Orders suspected of fraud may be suspended or cancelled without notice.

9. Installments and Buy Now, Pay Later (If Applicable)

• Installment or deferred payment options are subject to approval by third-party providers.
• We are not responsible for the terms, interest, fees, or decisions of such providers.

10. Refunds and Chargebacks

• Refunds are processed in accordance with our Refund and Return Policy.
• Refunds will be issued to the original payment method where possible.
• Unauthorized chargebacks or payment disputes may result in account suspension and recovery actions.

11. Promotional Codes and Discounts

• Promotional codes are subject to specific terms and may be withdrawn at any time.
• Discounts are non-transferable, non-exchangeable, and may not be combined unless stated otherwise.

12. Subscription Payments (If Applicable)

• Subscription fees are billed in advance on a recurring basis.
• You authorize us to automatically charge your selected payment method for each billing cycle.
• You may cancel subscriptions in accordance with our cancellation policy.

13. Limitation of Liability

To the maximum extent permitted by law, we are not liable for payment-related issues caused by third-party payment providers, banks, or financial institutions.

14. Changes to Payment Terms

We reserve the right to modify these Payment Terms at any time. Changes will be effective upon posting on the Website.

15. Contact Information

For payment-related questions, please contact us at:

Email: [email protected]